Clear pricing · Defined service
Know what your representation costs before you begin. ORI Homes offers clearly scoped flat-fee services for California buyers and sellers.
Simple pricing
Every engagement starts with a written scope and fee. No percentage-based surprise at closing.
Buyer Essential
Due at closing · Eligibility applies
For qualified self-directed buyers who do not need property search, tours, or pricing analysis.
Buyer full service
Based on search scope and service needs
For buyers who want property search, private tours, comparable-sales analysis, and offer strategy.
Explore buyer serviceSeller full service
Listing fee separated from third-party costs
Pricing strategy, MLS marketing, showing coordination, negotiation, disclosures, and closing support.
Explore seller serviceAll real estate compensation is negotiable and is not set by law. Final scope, fee, payment source, timing, and eligibility are stated in the applicable written representation agreement. Third-party costs and any seller-authorized buyer-broker compensation are separate unless expressly included in writing.
Broker-led representation
ORI Homes clients receive direct managing-broker involvement from Henry Cai, PhD (CA DRE #02149273), a California real estate licensee since 2021 and a broker since 2026. Henry remains involved in strategy, negotiation, and transaction oversight from the first conversation through closing.
Meet the managing broker →Rating shown as of July 2026. Reviews reflect services personally provided by Henry through his prior practice and prior brokerages; they are not reviews of ORI Homes as a brokerage.
Where we work
Licensed to represent buyers and sellers throughout California. Every engagement is reviewed for location, complexity, and service fit.
About
ORI Homes is the real estate brokerage DBA of OriLoan Financial Inc., CA DRE #02442430 — a California financial services firm with deep roots in mortgage lending. That foundation lets us see the full financial picture of every transaction, not just the property itself.
We believe real estate is too important to rush. Whether you are buying your first home or listing the one you have raised your family in, we are here to help you make the decision that is right for you — and only that.
FAQ
We favor clearly scoped flat fees. The $4,999 Buyer Essential package has a published scope and eligibility requirements. Full-service buyer and seller engagements receive a written flat-fee quote before representation begins. All compensation is negotiable and agreed in writing.
Yes. Our Buyer Essential package is $4,999, due at closing for eligible transactions. You identify the property and determine your offer price; ORI Homes provides the written scope of representation from contract preparation through closing.
Yes — and gladly. First-time buyers benefit most from clear, patient guidance, and we set aside the time to explain every step of the process.
Yes. Our company runs a mortgage business alongside the brokerage, so a pre-approval question, a rate-lock deadline, or a seller's question about a buyer's financing strength can be answered in real time rather than relayed. You are never required to use it for your loan — we work with your existing lender just as readily. See the disclosure at the bottom of this page.
Contact
Call or email and tell us a little about what you are looking for. We typically respond within one business day.