Tree-lined residential neighborhood in California's South Bay

Clear pricing · Defined service

One clear fee.
Full attention.

Know what your representation costs before you begin. ORI Homes offers clearly scoped flat-fee services for California buyers and sellers.

Simple pricing

Choose the support you need

Every engagement starts with a written scope and fee. No percentage-based surprise at closing.

Buyer full service

Clear written quote

Based on search scope and service needs

Want help finding and evaluating?

For buyers who want property search, private tours, comparable-sales analysis, and offer strategy.

Explore buyer service

Seller full service

Clear written quote

Listing fee separated from third-party costs

Sell with a defined plan and fee

Pricing strategy, MLS marketing, showing coordination, negotiation, disclosures, and closing support.

Explore seller service

All real estate compensation is negotiable and is not set by law. Final scope, fee, payment source, timing, and eligibility are stated in the applicable written representation agreement. Third-party costs and any seller-authorized buyer-broker compensation are separate unless expressly included in writing.

Broker-led representation

Work directly with Henry Cai, PhD

ORI Homes clients receive direct managing-broker involvement from Henry Cai, PhD (CA DRE #02149273), a California real estate licensee since 2021 and a broker since 2026. Henry remains involved in strategy, negotiation, and transaction oversight from the first conversation through closing.

Meet the managing broker →

5.0

Google rating for Henry Cai Realty

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Rating shown as of July 2026. Reviews reflect services personally provided by Henry through his prior practice and affiliations; they are not reviews of ORI Homes as a brokerage.

Where we work

Serving all of California

Licensed to represent buyers and sellers throughout California. Every engagement is reviewed for location, complexity, and service fit.

California — statewide service

About

Why ORI Homes

ORI Homes is a real estate brokerage operating as a DBA of OriLoan Financial Inc. (NMLS #2808038) — a California financial services firm with deep roots in mortgage lending. That foundation lets us see the full financial picture of every transaction, not just the property itself.

We believe real estate is too important to rush. Whether you are buying your first home or listing the one you have raised your family in, we are here to help you make the decision that is right for you — and only that.

FAQ

Common questions

How are your fees structured?

We favor clearly scoped flat fees. The $4,999 Buyer Essential package has a published scope and eligibility requirements. Full-service buyer and seller engagements receive a written flat-fee quote before representation begins. All compensation is negotiable and agreed in writing.

Do you offer a flat-fee option?

Yes. Our Buyer Essential package is $4,999, due at closing for eligible transactions. You identify the property and determine your offer price; ORI Homes provides the written scope of representation from contract preparation through closing.

Do you work with first-time homebuyers?

Yes — and gladly. First-time buyers benefit most from clear, patient guidance, and we set aside the time to explain every step of the process.

How does the OriLoan connection help me?

OriLoan Financial Inc. (NMLS #2808038) is our parent company on the mortgage side. That means we can look at a transaction through both lenses — property and financing — and help you see the full picture. You are never required to use OriLoan for your loan; it is simply available if it is the right fit.

Contact

Let's talk

Call or email and tell us a little about what you are looking for. We typically respond within one business day.